Articles & guides
Plain-English guides to Australian pay, tax, super and entitlements — checked line by line against ATO and Fair Work sources, using the legislated FY2026-27 figures.
Pay & entitlements
When does my pay land if payday is a public holiday or weekend?
If your payday falls on a public holiday or weekend, when does the money actually arrive? How bank processing works, what most employers do, and your right to be paid on time.
Public holiday pay & penalty rates explained (2026)
What public holiday pay and penalty rates mean in 2026 — your right to a paid day off, what you're owed for working a public holiday, and how to check your award.
Casual vs permanent: the real take-home difference
Casual loading vs permanent leave — which actually leaves you better off? How the 25% casual loading, paid leave, super and public holidays compare for your real take-home pay in 2026.
Super
Super is 12% from 2025 + payday super 2026 — what it means for your pay
The Super Guarantee is 12% from 1 July 2025, and payday super arrives in 2026. What both changes mean for your take-home pay, your fund balance and how to check you're being paid correctly.
Take-home pay
How much is take-home pay on $60k, $80k, $100k & $120k? Australia 2026-27
Take-home pay for $60,000, $80,000, $100,000 and $120,000 salaries in Australia for FY2026-27 — net pay, income tax, Medicare and the new 15% bracket, worked line by line.
HELP/HECS repayments 2026-27: the new marginal system
HELP/HECS repayments changed to a marginal system for FY2026-27 — you repay only on income above the threshold. How it works, worked examples, and what it does to your take-home pay.